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CashSpan app icon: a rising sun with ascending bars over a dark horizon.
Available now on the App Store · iPhone

See how far your
money reaches.

CashSpan is a private iPhone cash-flow planner for people whose income or timing is not always predictable. Start with the funds you have, add what may come in and what must go out, and see where the first potential shortfall appears.

Private on your iPhone. No account. No bank connection. No tracking.

Free to download. Optional $9.99 CashSpan Lifetime unlock, one payment, no subscription.

How CashSpan plans

Plan with uncertainty instead of hiding it

When income is irregular, pretending the numbers are certain does not help. CashSpan keeps what is confirmed apart from what is only expected, and shows you both.

Confirmed vs. expected income

Keep income you are sure about separate from income that only might arrive, so the plan never treats a hope as a certainty.

Essential vs. flexible expenses

Rent and utilities are not the same as takeout. CashSpan keeps essential and flexible expenses apart so you can see what truly must be covered.

Three projections, side by side

See three views side by side: what happens if only confirmed money arrives, what to expect, and the gap between them.

A day-by-day balance

Every number traces to the entry that moved it.

Reconcile as life changes

Mark entries received, paid, rescheduled, skipped, or still pending, and the projection updates to match what actually happened.

A 90-day view of how far today’s funds may reach.

A look inside

From today’s funds to a next step

Real screens from CashSpan 1.1, available now on the App Store.

CashSpan Outlook screen on iPhone showing available funds with Current, Conservative, and Expected tabs and prompts to add income and an essential expense
The Outlook shows what your funds can cover.
CashSpan scenario comparison on iPhone listing Current, Conservative, and Expected projections side by side with Explore your plan tools
Compare Current, Conservative, and Expected.
CashSpan Timeline screen on iPhone showing how each confirmed income and essential expense changes the projected balance
Trace every projected balance to the entry that changed it.
CashSpan What-If sheet on iPhone previewing a late payment, a surprise expense, and postponed flexible spending without changing the plan
Test a what-if without changing your plan.
CashSpan Review screen on iPhone with actions to record an income arrival or expense payment without counting either entry twice
Record what really happened without counting it twice.

Private by default

  • No CashSpan account. The app simply works.
  • No bank connection. CashSpan never sees, links to, or verifies a bank account.
  • No advertising, tracking, analytics, or third-party crash-reporting SDK.
  • Your plan data is not sent to NovoBuild.
  • Optional iCloud Drive sync is off by default and uses your own Apple account; NovoBuild does not receive the plan copy.
Read the full CashSpan Privacy Policy
CashSpan Settings screen on iPhone showing on-device storage, Face ID lock, no bank connection, and optional iCloud Drive sync switched on by the user

Clear planning boundaries

CashSpan’s projections are estimates built from the information you enter. They may omit pending transactions, holds, fees, taxes, settlement order, overdraft rules, and unexpected changes. The app cannot see what you have not told it.

CashSpan does not provide financial, investment, legal, tax, credit, accounting, or debt-management advice. It is a planning tool that organizes your own numbers; decisions remain yours.

Support and policies

CashSpan is available now for iPhone as a free download with an optional one-time $9.99 Lifetime unlock. Download it from the App Store, or read how it works, handles your information, and provides support in plain language.

Get CashSpan on the App Store

Designed for

FamiliesBudget plannersFreelancers & small businesses

CashSpan — Resources